Two Jobs Calculator

Are you considering taking a second job, to supplement your income? Use the two job calculator to work out what a difference it would make:

Your Details

I have a first job earning £ and a second job earning £

More options...

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If you know your tax code, please enter it here.

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If you're still repaying your Student Loan, please select the repayment option that applies to you.

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Do you contribute to a pension?

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With the First Job






With the Second Job





Are you receiving a one-off bonus?

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With the First Job


With the Second Job

How many hours of paid overtime do you do each month?

With the First Job

I do hours at times my normal hourly rate
I do hours at times my normal hourly rate

With the Second Job

I do hours at times my normal hourly rate
I do hours at times my normal hourly rate

What value of childcare vouchers do you receive from your employer?

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With the First Job




With the Second Job


Do you have any salary sacrifice arrangements (excluding your pension if you entered it on the "Pension" tab)?

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With the First Job



With the Second Job

Do you receive any taxable benefits?

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With the First Job



With the Second Job

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Other Deductions?

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Do you have any other deductions, either before tax (like Gift Aid) or after tax?

With the First Job




With the Second Job




Age:

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Tax Year

How to use the Two Jobs Calculator

You can use the two jobs calculator to see what happens to your total take-home when you take a second job. To get started, enter your annual salary from your first job and the salary from the second job.

If your main residence is in Scotland, tick the "Resident in Scotland" box. This will apply the Scottish rates of income tax.

If you know your tax code, but you have only one, select the "one tax code" option and enter the tax code into the box. If you have individual tax codes for each job, select the second option and enter each tax code. If you do not know your tax code, or you're not sure, leave this option blank.

There are now three repayment methods for Student Loans, which are known as Plan 1, Plan 2 and Postgraduate Loans. If you are repaying a student loan for a course which started before 1st September 2012, tick "Plan 1", if you are repaying a student loan for a course which started on or after 1st September 2012, tick "Plan 2". If you are repaying a loan for a postgraduate course, tick "Postgraduate".

For each job, if you make pension contributions they can be entered for each job on the Pension tab.

If you get a one-off bonus with either (or both) jobs, enter it on the Bonus tab. You can also enter any overtime you work on the Overtime tab.

On the taxable benefits tab you can enter the value of any benefits you receive from either job, and the Additional Options tab allows you to select a few other options, like whether you are exempt from paying National Insurance, or if you are eligible for the blind person's allowance.

New! If your main residence is in Scotland, tick the "Resident in Scotland" box. This will apply the Scottish rates of income tax.

If you know your tax code, enter it into the tax code box for a more accurate take-home pay calculation. If you are unsure of your tax code just leave it blank and the default code will be applied.

If you have a pension which is deducted automatically, enter the percentage rate at which this is deducted and choose the type of pension into which you are contributing. Pension contributions are estimates, click to learn more about pension contributions on The Salary calculator.

If you receive Childcare vouchers as part of a salary sacrifice scheme, enter the value of the vouchers you receive each month into the field provided. If you signed up for the voucher scheme before 6th April 2011, tick the box - this affects the amount of tax relief you are due.

Select your age range from the options displayed. If you are married, tick the "Married" box. Similarly, tick the "Blind" box if you are blind.

If you do not pay National Insurance, for example, if you are over State Pension Age, tick the "No NI" box.

New! There are now three repayment methods for Student Loans, which are known as Plan 1, Plan 2 and Postgraduate Loans. If you are repaying a student loan for a course which started before 1st September 2012, tick "Plan 1", if you are repaying a student loan for a course which started on or after 1st September 2012, tick "Plan 2". If you are repaying a loan for a postgraduate course, tick "Postgraduate".

You can now choose the tax year that you wish to calculate. By default, the 2019 / 20 tax year is applied but if you wish to see salary calculations for other years, choose from the drop-down.

When you're done, click on the "Calculate!" button, and the table on the right will display the information you requested from the tax calculator. You'll be able to see the gross salary, taxable amount, tax, national insurance and student loan repayments on annual, monthly, weekly and daily bases.

This is based on Income Tax, National Insurance and Student Loan information from April 2019. More information on tax rates here.